Life is full of expected—and unexpected—expenses. We can help!

From renovations and tuition to debt consolidation and even medical bills, you can put your home’s equity to work to help you cover the costs and in a manner that works for your situation and goals.

You deserve a financial partner who’s as invested as you are in getting it to—and through—whatever comes next. Use the chart below to discover all the ways we can help.



Product Home Equity Line of Credit (HELOC)
Description You may borrow anytime for as much or as little as you want up to your approved credit limit. As you repay the balance, you may use your line of credit again and again.
Interest rate “Prime All-the-Time” – the rate adjusts and is set to The Wall Street Journal Prime Rate.
Maximum Loan Amount Based on available equity
Fees NO application, appraisal, attorney fees, or closing costs on primary residences.
Repayment Period Ten-year draw period followed by a fifteen-year repayment period.*
Rates

Rates

Apply

Apply

* Interest only repayment option.

Contact a Lending Expert Today!

Mary Coughlin  Mary Coughlin
 VP/Residential
 Mortgage Manager
 NMLS# 1785303
 413-629-1605
 Email
   
Spring Burke  Spring Burke
 VP/Advisor
 NMLS# 597840
 413-629-1635
 Email
   
Janice Acklin  Janice Acklin
 AVP/Advisor
 NMLS# 759347
 413-629-1608
 Email
   
Richard Whalen  Richard Whalen
 Secondary Market
 Manager
 NMLS# 2244352
 413-629-1610
 Email




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Pittsfield Cooperative Bank| 70 South Street | Pittsfield, MA 01201 | 413-447-7304 | Routing Number 211870142 | NMLS#409454 © Pittsfield Cooperative Bank. All Rights Reserved
Pittsfield Cooperative Bank | 70 South Street
Pittsfield, MA 01201 | 413-447-7304
Routing Number 211870142 | NMLS#409454
© Pittsfield Cooperative Bank. All Rights Reserved