Financial Results*
(Dollar Amounts in Thousands)
| Assets |
| Cash and Balances Due From Depository Institutions: |
12/31/22 |
12/31/23 |
| Non-interest Bearing Balances, Currency & Coin |
$2,832 |
$2,770 |
| Interest-Bearing Balances |
$978 |
$618 |
| |
| Securities: |
| Held-to-Maturity Securities |
$0 |
$0 |
| Available-for-Sale Securities |
$94,476 |
$83,074 |
| Federal Funds Sold and Securities Purchased to Re-sell: |
| Federal Funds Sold |
$1,131 |
$0 |
| Loans and Lease Financing Receivables: |
| Loans and Leases, Net of Unearned Income |
$260,582 |
$266,380 |
| LESS: Allowance for Loan and Lease Losses |
$2,660 |
$2,521 |
| Net of Unearned Income and Allowance |
$257,922 |
$263,859 |
| Premises and Fixed Assets |
$2,691 |
$2,706 |
| Other Real Estate Owned |
$0 |
$0 |
| Other Assets |
$24,229 |
$23,916 |
| Interest-Bearing Balances |
$392,259 |
$384,895 |
| |
| Liabilities and Equity |
| Liabilities: |
| Deposits: In Domestic Offices |
$331,888 |
$293,023 |
| Non-interest-Bearing |
$91,241 |
$75,517 |
| Interest-Bearing |
$240,647 |
$217,506 |
| Borrowed Money |
$9,185 |
$35,653 |
| Other Liabilities |
$2,456 |
$2,848 |
|
Total Liabilities
|
$343,529
|
$331,524
|
| |
| Equity Capital: |
| Surplus (Exclude all Surplus Related to Preferred Stock) |
$3,871 |
$3,871 |
| Retained Earnings |
$54,732 |
$57,488 |
| Accumulated Other Comprehensive Income |
($9,873) |
($7,988) |
| Total Bank Equity Capital |
$48,730 |
$53,371 |
| Other Liabilities |
$2,456 |
$2,848 |
|
Total Liabilities and Equity Capital
|
$392,259
|
$384,895
|
*This statement is unaudited and has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation.