Pittsfield Cooperative Bank > BORROW

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You're Holding All of the Cards with our Visa^®.

Whether you’re managing the expenses and cash flow for your family, your business, or your community, we’ve got the credit card to make it easy and rewarding. Check out the chart below to discover the perfect card for you.

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Product	VISA® Rewards Platinum Consumer Credit Card	VISA® Platinum Edition Consumer Credit Card	VISA® Cash Rewards Platinum Consumer Credit Card
Annual Fee	None	None	None
New cardmember offer	0% Introductory APR for purchases and balance transfers for the first twelve billing cycles after account opening.*	0% Introductory APR for purchases and balance transfers for the first twelve billing cycles after account opening.	0% Introductory APR for purchases and balance transfers for the first twelve billing cycles after account opening.* 6 per month via phone, internet or pre-authorized withdrawal
Rewards	One point per dollar on net purchases. Redeemable for merchandise (electronics, jewelry) and travel (airline tickets, hotel, car rentals). Reward points that don’t expire. No cap on how many points can be earned. Hundreds of merchandise options. Airline tickets good on any airline with no blackout dates. Visit cRewards at cRewardsCard.com for details.	None	Unlimited 1% cash back for every net dollar spent. Cash rewards don't expire.
Benefits	Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA® Checkout Free Travel Accident Insurance1 ($150,000)	Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA® Checkout Free Travel Accident Insurance1 ($150,000)	Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA® Checkout Free Travel Accident Insurance1 ($150,000)
Purchase and balance transfer APR	15.24% to 25.24% based on credit worthiness.	14.24% to 24.24% rates based on credit worthiness.	18.24% to 28.24% rates based on credit worthiness.
Additional features	Fraud Monitoring & Zero Fraud Liability Cell Phone Protection Email and Text Fraud Alerts Free FICO® Score Mobile Payments Travel Accident Insurance1 ($150,000)	Fraud Monitoring & Zero Fraud Liability Cell Phone Protection Email and Text Fraud Alerts Free FICO® Score Mobile Payments Travel Accident Insurance1 ($150,000)	Fraud Monitoring & Zero Fraud Liability Cell Phone Protection Email and Text Fraud Alerts Free FICO® Score Mobile Payments Travel Accident Insurance1 ($150,000)
Full details available by clicking:	LEARN MORE OR APPLY	LEARN MORE OR APPLY	LEARN MORE OR APPLY

*See the card application’s Important Disclosures for current terms, rates, and fees.
¹ Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.

Product	Small Business VISA Rewards	Small Business VISA Edition	Company Rewards VISA Charge Card
Key benefits	Small businesses and entrepreneurs who want to keep their business spending separate from their personal spending.	Small businesses and entrepreneurs who want low rates and without a penalty APR for late payments.	Designed for Berkshire large corporations, non-profits, and municipalities that pay their bills on time.
Annual Fee	None	None	None
New cardmember offer	0% Introductory APR for purchases and balance transfers for the first six billing cycles after account opening.*	0% Introductory APR for purchases and balance transfers for the first six billing cycles after account opening.*	Pay-in-full account**
Rewards	One point per dollar on net purchases. Redeemable for merchandise (electronics, jewelry), rental cars, hotels, and airline travel. Reward points that don’t expire. No cap on how many points can be earned. Hundreds of merchandise options. Airline tickets good on any airline with no blackout dates. Visit cRewards at cRewardsCard.com for details.	None	One point per dollar on net purchases. Redeemable for merchandise (electronics, jewelry), rental cars, hotels, and airline travel. Reward points that don’t expire. No cap on how many points can be earned. Hundreds of merchandise options. Airline tickets good on any airline with no blackout dates. Visit cRewards at cRewardsCard.com for details.
Benefits	Employee cards at no extra cost Transaction Reporting Credit Line Sharing Consolidated Statements Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA Checkout Auto Rental Collision Damage Waiver Free Travel Accident Insurance¹ ($150,000)	No penalty APR for late payments Employee cards at no extra cost Transaction Reporting Credit Line Sharing Consolidated Statements Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA Checkout Auto Rental Collision Damage Waiver Free Travel Accident Insurance¹ ($150,000)	Employee cards at no extra cost Transaction Reporting Credit Line Sharing Consolidated Statements Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA Checkout Auto Rental Collision Damage Waiver Free Travel Accident Insurance¹ ($150,000)
Full details available by clicking:	LEARN MORE OR APPLY	LEARN MORE OR APPLY	LEARN MORE OR APPLY

*See the card application’s Important Disclosures for current terms, rates, and fees. **See the card application’s Terms and Conditions for current terms, rate, and fees.
¹ Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.

Product	Municipal Statement
Key benefits	Designed for Berkshire municipalities that pay their bills on time.
Annual Fee	None
New cardmember offer	Pay-in-full account**
Rewards	One point per dollar on net purchases. Redeemable for merchandise (electronics, jewelry), rental cars, hotels, and airline travel. Reward points that don’t expire. No cap on how many points can be earned. Hundreds of merchandise options. Airline tickets good on any airline with no blackout dates. Visit cRewards at cRewardsCard.com for details.
Benefits	Employee cards at no extra cost Transaction Reporting Credit Line Sharing Consolidated Statements Fraud Monitoring & Zero Fraud Liability for Confirmed Fraud Cases 24/7 U.S.-based customer service Cell Phone Protection Real-time Email and Text Fraud Alerts Chip Card Security Free FICO® Credit Score Mobile Payments VISA Checkout Auto Rental Collision Damage Waiver Free Travel Accident Insurance¹ ($150,000)
Full details available by clicking:	LEARN MORE OR APPLY

Interest On Lawyers Trust Accounts (IOLTA) are for attorneys and law firms that maintain escrow funds for multiple clients. This account has checking privileges for lawyers to disburse funds. There is no minimum amount required to open the account, minimum balance, or per-check fees.