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10/1 ARM Special

There's No Place Like ...
There are so many sayings about home, like "it’s where the heart is" or "where you hang your hat" and who can forget "where laughter echoes." It's not just a place or physical structure... And, Co-op Bank can definitely help you finance the home you have been dreaming about. So you and your family can begin making memories ... and come up with the next cool catchphrase.

Making home dreams a reality since 1889.
Now through June 30, 2025, Co-op Bank is offering a 10/1 Adjustable Rate Mortgage with a special rate for purchases only of 5.990% Rate / 6.398% APR* with an auto-deduct from a Co-op Bank checking account.

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Product	Adjustable-Rate Mortgage
Interest Rate	5.990% interest rate / 6.398% APR*
Types of Property	1-4 family owner-occupied homes and condominiums
Terms	Flexible
Conventional Loan Interest Rate Limit	One-Unit Limit: $806,500 Two-Unit Limit: $1,032,650 Three-Unit Limit: $1,248,150 Four-Unit Limit: $1,551,250
Jumbo Loans, above conventional loan limits	Yes
Available for vacation and investment homes	Yes
Available for refinancing	Yes
Rate Lock available at application	Yes, locked for the initial period
Rates	Rates
Apply	Apply

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* Effective March 11, 2025. The interest rate and corresponding Annual Percentage Rate (APR) is adjustable and based on a $100,000 mortgage for 30 years. 10/1 Year Special is for purchases only. $5.99 payment per $1,000. Promotional rate for ten (10) years and then adjusted yearly according to the index. The index used at rate adjustment is the corresponding 1-year Treasury constant maturities. Rate requires auto-deduct from a Co-op Bank checking account. Rates are subject to change without notice. Payments do not include taxes or insurance. Your actual payment may be greater. Offer ends June 30, 2025.